Non Resident - 5507 Words

1.0 INTRODUCTION 1.1 Background This section will present detailed explaination of non resident,spend and money and description of how do non resident of student UITM Arau spend their money. 1.2.1 Definition of non-resident, spend and money. â€Å"Non resident student† is any student who is not residing within the school district with intent to make his residence within the school district a permanent residence. Student who only move into the school district on a temporary basis for the convinience of attending school without intent to permanently reside in the distict and who generally leave the school district during summers and times when school is not in session to return to their parents home or other place of permanent†¦show more content†¦1.2.2 To identify how much non resident of UITM students spend their money for education expenses for every month. 1.2.3 To identify how much non resident of UITM students spend their money for food for every month. 1.2.4 To identify how much non resident of UITM students spend their money for pay their rent for every month. 1.2.5 To identify how much non resident of UITM students spend their money for utilities expenses for every month. 1.2.6 To identify how much non resident of UITM students spend their money for socializing for every month. 1.2.7 To identify how much non resident of UITM students spend their money for transportation for every month. 1.2.8 To identify how much non resident of UITM students spend their money for other expenses for every month. 3.0 RESEARCH METHODOLOGY This section discusses the methodology of the research. The research approach used is the quantitative approach which is the most suitable for this research. The main purpose of the research is to identify how non-resident student of UITM manage their money , to identify how non-resident of UITM spend their money for every month and and to identify the spending behaviour of the non resident of UITM students. 3.1 PARTICIPANTS There are 321 of Bachelor of Finance students in UITM Arau, but in our research we are only focus on non resident ofShow MoreRelatedP5 P6 M3 D21541 Words   |  4 PagesFor the one-to-one interaction I played dominoes with resident A in the dining room after they finished dinner whilst some of the other residents were asleep. Whilst I played dominoes with resident A, I used different communication skills like listening and showed that I was listening by giving head nods and smiled at resident A. I also used non-verbal communication such as eye-contact with resident A, I felt that this worked because the resident was nodding and that showed me that they were listeningRead MoreCode Of Conduct And The Workplace820 Words   |  4 Pagesthem with our activities and fun events we have throughout the year. This interaction encourages partnership, as well as a bond that brings understanding for one another. Besides health benefits, we support healthy living and lifestyles. We have a non sm oking campus and provide a workout facility to endorse fitness and an active lifestyle. Our home wants open communication to be a normal activity. Openness inspires the staff to support each other as well as holding them accountable for their actionsRead MoreMethods For Creating A Program1266 Words   |  6 Pagesproject evolved, so did the methods used to find a solution to the scheduling problem. The approach to creating a program had several stages, including a method to define several distinct weeklong schedules to combine, a method taking into account non-standardized class schedules, and a method combining consistent schedules with additional constraints. These approaches were each based on the current understanding of the scope and requirements of the project. In the first stage of the project, theRead MoreThe Mission Statement And Core Values1578 Words   |  7 Pagesand as a result, he decided to establish a decentralized company that focuses on superior care and a quality lifestyle for seniors (Andrew, J., personal communication, October 28th, 2016). The company’s mission statement is â€Å"Building trust so that residents, families, and our team have peace,† and its four core values are integrity, service, efficiency, and the most important, fun (Superior Residences , 2016). The mission statement shows was designed to provide comfort to families because although theyRead MoreCommunity Engagement : A Form Of Experiential Education1520 Words   |  7 Pagesrecreational activities with the residents, talking and listen to residents, and organizing decorations. This community partner was selected because it is part of my local community and easily accessible. A major attraction is the similarity to my chosen profession as a Registered Nurse. Nursing is part of my life-long dream. Nursing is part of the protection, promotion and optimization of health care services. Registered Nurses assess patient or residents in health problems and needs to developRead MoreApplication Of A Resident Assistant Essay1747 Words   |  7 PagesIn February of 2016, I applied and was selected to be a Resident Assistant in Newman Towers here at Loyola for the 2016-17 academic year by the Office of Student Life. The Student Life office can be seen as a meso-level social unit in that it is a medium scale department within the greater Loyola community that consists of a status system, which is a set of statuses. These statuses, which are positions in a social unit, are achieved, since they were attained out of one’s own action, and formal, sinceRead MoreS ymptoms And Treatment Of Pediatric Allergies Essay1555 Words   |  7 Pages Descriptions: On September 21, 2016, I reviewed Mrs. S’s chart prior to meeting with her. She is an 80-year-old female who is a resident at the Artman Luthern Home. She has no known drug allergies. Her past medical history includes; thrombocytopenia, hypothyroidism, unspecified dementia with behavioral disturbances, hypertension, difficulty walking, UTI, history of a fall, and artificial openings of the urinary tract. I performed a Head to toe assessment on her, my findings for the neuroRead MoreOutline Of Proposed Interventions Of A Play Piano Music Whilst Residents Eat Lunch1155 Words   |  5 Pagesintervention within an RACF. The intervention will be to have a live musician play piano music whilst residents eat lunch in a main, communal dining room in the RACF. The pianist will play a selection of calming and relaxed classical and jazz music in a casual setting for a 90 minute period over lunchtime every day of the week. Whilst the musician may change, the musical styles will always be similar. All residents and their families will be informed of the project and it’s expected outcome, and their consentRead MoreMillburn Research Paper1577 Words   |  7 Pageson either side of the debate. A small group of residents opposed to the project gathered Friday on Main Street to protest filming of a video aimed to promote the project, which was canceled due to permitting issues. â€Å"The township committee is singularly unresponsive,† said protest organizer Sarit Catz, The last election the people who were responsible for bringing Complete Streets on board were voted out. It was a very clear statement by the residents, the taxpayers-we don’t want this. They’re goingRead MoreEvaluation Of A Research Study3448 Words   |  14 PagesCHAPTER 6 - CONCLUSION As with any research, there are limitations to take into account with this study. The study took place over a month long span, so it was not possible to follow up with those residents who participated to see how they progressed through the shelter program. The study also did not include children as participants, which is a direction to consider in the future since there are a significant number of children who experience homelessness. A limitation that brings up questions is

Health Care Delivery System in the United States - 1460 Words

Abstract The United States health care delivery system is comprised of a complex, unorganized and flawed health system, compared to that of Australia’s health care system. The four components of the inefficient system in the United States are categorized into a quad-functional model. Financing, insurance, deliver and payment are the four flawed components. Australia’s efficient and organized system is based on a national health system, which consists of one central agency; the government. The United States health system is comprised of countless public and private entities. Australia’s health care system is superior to that of the United States. Table of Contents Title Page†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦1†¦show more content†¦The payment function deals with reimbursement to providers for services delivered. Reimbursement is the determination of how much to pay for a certain service. The fact that Australia’s health care system is based on a national health care program, individuals who receive health related services are not overwhelmed with stress of worrying about making payment the providers of health services. Australia’s government handles all aspects of health care. The four components of the United States health care system dramatically vary from the components of the health care system in Australia. The health care system of Australia is classified as a national health care system. Unlike the United States, Australiaâ€⠄¢s health care system is referred to as a single-payer system or a system that is governed by a single central agency; the Australian government. The government finances health care through the means of general taxes, even though health care is delivered by private providers. The benefit of a central agency governing the health care system is that it eliminates the complexity by eliminating components that exists in the multi-payer system of the United States health care system. Although the citizens of the United States are free to choose the method of obtaining health care, countless individuals are left without any means of health care. There are many negative characteristics that differentiate the UnitedShow MoreRelatedHealth Care Delivery System in the United States1327 Words   |  6 PagesHealth Care Delivery System in the United States Diana Horton Trident University Health Care Delivery Systems MHA507 Dr. Thomas Esch January 19, 2013 Health Care Delivery System in the United States Introduction: The problem: Access to health care physically and financially, healthcare system in today’s society has failed to provide quality care for the U.S. Americans. There are so many ways that the system falls short in providing proper care. The healthcare is mainly based on the governmentRead MoreHealth Care Delivery System Of The United States877 Words   |  4 PagesHealth Care Delivery System The health care delivery system of the United States is unique compared to the other developed countries. The health care system of United States relies on the development and implementation of new health care technology. The use of new technology in the field of health care will help to provide services with increased quality and efficacy (Shi Singh, 2015). The external forces affecting the provision of health care delivery also has an inevitable role in the functioningRead MoreHealth Care Delivery System During The United States1752 Words   |  8 PagesHealth Care Delivery System in the United States The whole world has issues with healthcare and how to provide care for all their citizens. The United States is currently in the process of making changes to its healthcare system. There are currently multiple types of health insurance in the United States. Today, I will address the health care insurance I have, its products, source of my insurance, my out-of-pocket expenses, the level of coverage I receive with my plan, the major limitations to myRead MoreAdministrations Health Care Delivery System in the United States688 Words   |  3 PagesExamine the Administrations Health Care Delivery System in the United States Over the last several years, a wide variety of health care organizations have been facing a number of challenges. This is because of pressures associated with: rising costs, increasing demands and larger numbers of patients. For many facilities this has created a situation where patient safety issues are often overlooked. This is because the staff is facing tremendous amounts of pressure, long hours and more patientsRead MoreHealth Care Delivery System Throughout The United States1891 Words   |  8 PagesHealth Care Delivery System in the United States Healthcare is a hot topic for all Americans and everyone has their own views on how the healthcare system should run. This includes the public and the politicians. Today we are going to address issues in the United States healthcare system including access to care for both physical and financial reasons, how payment for care runs the industry, and quality of care in the aspects of internal factors including: public insurance plans, and private insuranceRead MoreObservations And Analysis Of The United States Health Care Delivery System1403 Words   |  6 Pagesand analysis of the comparison: The Matrix tells that the US health care delivery system that (The process that enables people to receive health care or the provision of health care services to patients) is complex and massive, and despite the uniqueness of the US health care delivery system, but it lacks the universal access (no national health care program); therefore, not all population has continuous and comprehensive health care. Its mission is to have universal access with better quality.Read MoreHealth Care Systems Are Different In Every Country Around1603 Words   |  7 PagesHealth care systems are different in every country around the world. There are four main components that complete a health care delivery system, described by Shi and Singh (2015) as the quad-function model, which includes insurance, financing, payment and delivery of care (p. 5). Along with the components of the quad-function model it is important to analyze a countries access to care, their health outcomes and how public health is in tegrated into the health care delivery system. The United StatesRead MoreHealth Delivery System Of The United States1539 Words   |  7 PagesTutor: Date: Health delivery system in the US versus England The background of health delivery system in both US and England The health care system of the United States is different. This term means an act of offering patients health care services. In spite of the role of the federal government as the sole main player for the health care, no set of policies or national identity to guide the health care system. The majority of developed nations, unlike the United States, have nationwide health insuranceRead MoreHealth Care Vs. Healthcare System1052 Words   |  5 Pages Body system requires functioning well in order to be active to perform daily living activities. Unfortunately, there are many health related issues and diseases that have been serious challenges to human kind. Diseases such as cancer, HIV, chronic illnesses, unpredicted accidents, and many others have been unavoidable situation for some people. Each ethnicity groups also are genetically tied to a certain type of illnesses. Poverty and lack of education play a major role in these health issuesRead MoreTechnological Advances in the United S tates Healthcare1220 Words   |  5 PagesTechnological Advances Healthcare delivery in the United States has morphed through substantial changes over the years with most changes occurring as a result of technological advances in medicine. Though technological advances directly affect health care delivery in America, other factors affect it as well. As reported by Ball (2012), two of the earliest and most important technological advances that affected the system of health care delivery in the United States were the invention of the x-ray and

Spanish Punctuation Rules for Beginners

Spanish and English are similar enough in their punctuation that a beginner might look at something in Spanish and not notice anything unusual except for a few upside-down question marks or exclamation points. Look more closely, however, and youll find other key differences that you should learn as soon as youre ready to start learning how to write Spanish. Usually, as with other Indo-European languages, the punctuation conventions of English and Spanish are very similar. In both languages, for example, periods can be used to mark abbreviations or to end sentences, and parentheses are used for inserting nonvital remarks or words. However, the differences explained below are common and apply to both formal and information variations of the written languages. Questions and Exclamations As already mentioned, the most common difference is the use of inverted question marks and exclamation points, a feature that is almost unique to Spanish. (Galician, a minority language of Spain and Portugal, also uses them.) The inverted punctuation is used at the beginning of questions and exclamations. They should be used within a sentence if only part of the sentence contains the question or exclamation.  ¡Quà © sorpresa! (What a surprise!) ¿Quieres ir? (Do you want to go?)Vas al supermercado,  ¿no? (Youre going to the supermarket, arent you?)No va  ¡maldito sea! (Hes not going, darn it!) Dialogue Dashes Another difference youre likely to see often is the use of a dash—such as the ones separating this clause from the rest of the sentence—to indicate the beginning of dialogue. The dash is also used to end dialogue within a paragraph or to indicate a change in speaker, although none is needed at the end of dialogue if the end comes at the end of a paragraph. In other words, the dash can substitute for quotation marks under some circumstances. Here are examples of the dash in action. The paragraph mark in the translations is used to show where a new paragraph would begin in traditionally punctuated English, which uses separate paragraphs to indicate a change in speaker. — ¿Vas al supermercado?— le preguntà ³. —No sà ©. (Are you going to the store? he asked her.  ¶ I dont know.)— ¿Crees que va a llover? —Espero que sà ­. —Yo tambià ©n. (Do you think it is going to rain?  ¶ I hope so.  ¶ So do I.) When dashes are used, it isnt necessary to start a new paragraph with a change in speaker. These dashes are used by many writers instead of quotation marks, although the use of quotation marks is common. When standard quotation marks are used, the are used much as in English, except that, unlike in American English, commas or periods at the end of a quote are placed outside the quotation marks reather than inside. Voy al supermarcodo, le dijo. (Im going to the store, he told her.)Ana me dijo: La bruja està ¡ muerta. (Ana told me: The witch is dead.) Less common still is the use of angular quotation marks, which find more use in Spain than Latin America. Angular quotation marks are used much the same as regular quotation marks, and they are often used when it is necessary to place a quotation mark within other quotation marks: Pablo me dijo:  «Isabel me declarà ³, Somos los mejores, pero no lo creo ». (Pablo told me: Isabel declared to me, We are the best, but I dont believe it.) Punctuation Within Numbers A third difference youll see in writing from Spanish-speaking countries is that comma and period usage in numbers is reversed from what it is in American English; in other words, Spanish uses a decimal comma. For example, 12,345.67 in English becomes 12.345,67 in Spanish, and $89.10, whether used to refer to dollars or the monetary units of some other countries, becomes $89,10. Publications in Mexico and Puerto Rico, however, generally use the same number style as is used in the United States. Some publications also use an apostrophe to mark off the millions in numbers, such as with 12345.678,90 for 12,234,678.90 in American English. This approach is rejected however, by some grammarians and recommended against by Fundà ©u, a prominent language watchdog organization. Key Takeaways Spanish uses both inverted and standard question and exclamation parks to mark off the beginning and end of questions and exclamations.Some Spanish writers and publications use long dashes and angular quotation marks in addition to standard quotation marks.In most Spanish-speaking areas, commas and periods are used within numbers in the opposite way that they are in American English.

The Communist Manifesto On The Bourgeoisie And The...

The first part of the Communist Manifesto focuses on the bourgeoisie and the proletariats. Throughout the text Marx focuses on the divide between the two classes, and the impact it had on society. Marx â€Å"the history all hitherto existing society is the history of class struggles.† Before the bourgeoisie rose to power, Feudal society was the dominant social system in which the upper class provided land and protection for the working class. Eventually the feudal society could not keep up with the growing demand of the market and the bourgeoisie arose from the remnants of the feudal society. As the bourgeoisie rise to power this divide of the social class was known as the oppressor vs the oppressed. The bourgeoisie were a capitalist class who†¦show more content†¦Marx points out that â€Å"the laborers life is to merely increase capital, and is allowed to live only in so far as the interest of the ruling class.† The more bourgeoisie exploited the proletariats for work, the wealthier the bourgeoisie became, thus reaping the benefits of the proletariats. The bourgeoisie society was unlike many in the past. They held onto this facade of capitalism, economic wealth and means of production. Individuality, family, and property were still prevalent among the proletariats, but were suppressed by the bourgeoisie. The bourgeoisie were considered the ruling class, and tore apart the family sentiment focusing on money, stripped the proletariats of their individuality, and owned all of the factories and industries. Although they prided themselves on being a wealthy social class, their means of production and wealth relied heavily on the labor of the proletariats. Marx criticized that the proletariats want to â€Å"fight against the bourgeoisie, to save from extinction their existence.† The proletariats came to realization that under the rule of the bourgeoisie they would only be viewed as a machine in means of production. If the bourgeoisie continued to obtain power and create more capital, there would always be class struggle and confli ct, history all hitherto existing society is the history of class struggles.† Marx pointed out that what the â€Å"bourgeoisie thereforeShow MoreRelated Proletariat vs. Bourgeoisie in Karl Marxs The Communist Manifesto1065 Words   |  5 PagesProletariat vs. Bourgeoisie in Karl Marxs The Communist Manifesto In The Communist Manifesto, Karl Marx and Fredrick Engels attempt to explain the reasons for why there is class struggle and suggest how to prevent class separation. According to Marx there are two different types of social classes: the bourgeoisies and the proletarians. The bourgeoisie are capitalists who own the means of production and the proletarians are the working classes who are employed by the bourgeoisiesRead MoreThe Communist Manifesto By Karl Marx And Engels1135 Words   |  5 Pages The Communist Manifesto was written in 1847 by Karl Marx and Friedrich Engels, who were commissioned by the Communist League, a group of radical workers in London, England. Marx and Engels had known each other since they had met in Paris in 1843, and they had already written several essays together about Communism before being asked to write the Manifesto. The Communist Manifesto was published in England in 1848, and it is one of the most widely influential documents when it come s to modern socialismRead More The Decline of Aristocracy in The Communist Manifesto Essay972 Words   |  4 PagesDecline of Aristocracy in The Communist Manifesto The decline of aristocracy in The Communist Manifesto began with Karl Marx’s statement, â€Å"The history of all hitherto existing societies is the history of class struggles.†1 Marx recognized the ideals of the social rank, which has influenced every society throughout history. The two social classes described by Marx were the Bourgeoisie, or the upper class, and the Proletariats, or the lower class. Before the Bourgeoisie came to social power, landownersRead More Karl Marxs Communist Manifesto and Its Impact on Society Essay example1255 Words   |  6 PagesKarl Marxs The Communist Manifesto and Its Impact on Society According to the humanities based themes, autonomy and responsibility are defined as â€Å"the individual person has the ability to make choices; with those choices comes a responsibility for the consequences of those choices.† [i] This can be related to the Communist Manifesto, which was written by Karl Marx in the 1800’s. Even deeper though, it correlates the class struggles that were apparent in Europe in the eighteenthRead MoreCommunist Manifesto By Marx Engels1031 Words   |  5 Pagesbriefly reading part of â€Å"communist manifesto† from The Marx-Engels Reader, I have a general understanding about The Communist Manifesto presents an analytical approach to the class struggle (historical and present) and the problems of capitalism. I am more like concerning on bourgeoisie and proletarians. The reason I interested in this section because it introduces and explains the final conflict between the bourgeoisie and the proletariat. Tucker (1978) states: The proletariat goes through variousRead MoreAnalysis Of Communist Manifesto By Karl Marx804 Words   |  4 Pagesbeginning of Communist Manifesto by listing out the relationships of social classes: â€Å"Freeman and slave, patrician and plebeian, lord and serf, guild-master and journeyman, in a word, oppressor and oppressed†¦Ã¢â‚¬  (Marx 14). With these social ranks came forth the Bourgeoisie and Proletariat. The Bourgeoisie being the greedy, money grabbing upper class and the Proletariat being the working middle class. As all the European powers allied together to get rid of communism Karl Marx wrote this Manifesto to dispelRead MoreEssay about Critique of the Communist Manifesto861 Words   |  4 PagesAssignment No. 3: Critique of the Communist Manifesto Karl Marx and Freidrich Engels Communist Manifesto is one of the worlds most influential pieces of political literature. The manifesto was created for the purpose of outlining the aims and goals of the The Communist League. The Communist League was made up of radical proletariats who were fed up with the bourgeoisie social order and sought to overthrow them. The manifesto is known to have been written by Marx and assisted and edited byRead Morecommunist manifesto and heart of darkness powe struggles Essay1025 Words   |  5 Pagesï » ¿The Communist Manifesto and Heart of Darkness: Power Struggles While The Communist Manifesto and Heart of Darkness detail different ills of European civilization and different potential cures for those ills, ultimately, the two ills described in each of the texts are comparable in that they arise from the desire and struggle for power. In The Communist Manifesto, Marx outlines the class struggle between the bourgeoisie and proletarians and prescribes an â€Å"overthrow of the bourgeois supremacy, [and]Read MoreWhy Did Max Considder the Proletarians to Be the Only True Revolutionary Class?1075 Words   |  5 Pageschains. They have a world to win. Working men of all countries, unite!- Communist Manifesto Chapter 4 (Ref. 1) In the communist manifesto, Marx divides society into two main classes, the bourgeoisie, who are the owners of the means of production and employers of wage labourers, and the wage labourers themselves, the proletariat working class. The bourgeoisie, he claims, by their very capitalist nature, exploit the proletariat workers by unfairly controlling the wealth and means of production, thusRead More The Class Struggles of 18th and 19th Centuries in Europe Essay1306 Words   |  6 PagesMarx wrote the Communist Manifesto in order to give a voice to the struggling classes in Europe. In the document he expressed the frustrations of the lower class. As Marx began his document with the history of all hitherto societies has been the history of class struggles he gave power to the lower classes and sparked a destruction of their opressors.1 He argued that during the nineteenth century Europe was divided into two main classes: the wealthy upper class, the bourgeoisie, and the lower

Adventures of Huck Finn Free Essays

American society during the time when the book was written. The protagonist, Houck, goes through a significant development and changes his views about life different from what the society has taught him. Throughout the story, characterization of the society and how it works, progress In Husk’s relationship with Jim, and explanation why Houck respects certain individuals and why he is critical of some are evident. We will write a custom essay sample on Adventures of Huck Finn or any similar topic only for you Order Now The picture of Southern society that can be derived from the book is a society that sacks an effective government and full of violence. In chapter five, a Judge releases an order to give Husk’s custody to his father despite the father’s history of neglect and abuse. This makes public officials’ wisdom and morality questionable. In chapter eighteen of the book, it is revealed that there is a feud going on between the Grandiose and Sheepherders that has been going on for years and that multiple lives have been lost. In chapter twenty-two of the book, a mob charges to Shrubbery’s a house to lynch him for shooting a drunken man. It shows that there is a myriad of lenience but also a lack of rightful laws. People could execute someone accused of crimes without legal due process. This Is the kind of society Houck grew up In. The knowledge Houck gained from the society creates a conflict with the progress of his relationship with Jim. When Jim realizes that Houck is just pulling a trick on him saying that their separation due to a heavy fog is Just a dream, Jims feelings are hurt and Houck feels bad and apologizes. This is when Houck becomes aware that Jim cares about him and he cares about him too. Although when they think that they are close o Cairo, Husks conscience bothers him because he is actually letting Jim free which the society has taught him to be a wrong doing. Houck almost tells on Jim but decides to disregard morality. Their friendship grows stronger through series of events and eventually Houck decides that he would rather go to hell If It means following his gut and not the society cruel principles. Husk’s relationship with Jim changes from weak to strong and makes him change his views about life particularly sense of morality. Houck respects Tom Sawyer and Jim while he Is critical of the duke and the pippin. Houck utters in chapter thirty-four that if he had Tom Sawyers head, he would not trade it off for anything. In addition, in most of his adventures he thinks what Tom Sawyer would do. In regards to Jim, the more Houck finds out about Jim, like how much he cares about his family especially his children, the more he finds out how great of a person Jim is and the greater the admiration he has for him. On the other hand, the people that pretend to be the duke and the dauphin are the ones Houck dislikes and disapproves. This is evident when Houck gets the $6,000 in gold that he duke and dauphin scammed from Mary Jane and her sisters and tries to give it back. In chapter twenty-four, the duke and the dauphin make Houck â€Å"ashamed of the human race†. Houck looks up to people who mean no harm to others. The book contains a myriad of lessons and questions about different aspects of life. It also Informs the readers of what the American society used to be like, one of It being the noble goodness of a person derives from the purity of their ancestry. To be looked up to and liked. The book undoubtedly has some though-provoking subjects. How to cite Adventures of Huck Finn, Papers

Consumer Behaviour Goods And Services For Personal Consumption

Question: Discuss about the Consumer Behaviour Goods And Services For Personal Consumption. Answer: Introduction Consumer behaviour is about the actions and the decision methods of the people who buy goods and services for personal consumption and it signifies. Consumer depends on the age, gender, social position and occupation (Hoyer, MacInnis Pieters, 2016).It also depends on the country and its ethnicity (Starc, 2014). It also depends on lifestyle, which normally includes the activities, opinions and hobbies. This report mainly contains the compensatory decision rule selecting the rental property of the three people of different background. There is also elucidation of the other factors related to demography, gender, ethnicity, nationality and country. Finally, there is a suggestion of any of the marketer of the rental property. Compensatory Decision Rule according to the survey Compensatory decision rules is about the methods when a consumer is assessing product and service alternatives, bargaining one characteristics or another, so that the good features compensate for the bad one (Mullen, Johnson, 2013). . For example if a person wants to buy a yoghurt at certain amount of price. But when he observes a brand of yoghurt yoghurt has certain benefits like natural and organic value and calories which surpass another brand of yoghurt which is comparatively inexpensive (Kardes, Cronley Cline, 2014). When he selects the brand of yoghurt which is superior in quality and also more expensive than the other one it is known as the compensatory decision making process (Mathews et al., 2014) . There are three different surveys, which sort out the compensatory decision in relation to rental property. There is a scope of six rental properties with different features and different amenities. The first rental property is $1,580, the second one is $420, the third one is $ 230, the fourth one is the $990, the fifth one is $195 and the sixth and the last one is $380. According to the decision of the first respondent, she has chosen the third option amongst all the option for buying the property. This rental property has facility of sharing a three-bedroom single-storey house with a nurse and a journalist. The house is with primary renovation and fully furnished. There is one personal bed and one kitchen and one bathroom have to share with the housemates. There is also availability of off street parking. The first respondent have selected this option most probably because she has to share rooms with the nurse who will be helpful for any medical emergency . Moreover the price of this rental property is much lesser than the other ones. The second respondent is a male who has chosen the fourth option which is priced for $990 . His rental property consists of three -bedroom apartment, with one kitchen, two bathrooms, two secured car spaces, with modern faci lities but no furniture. The third respondent is a homemaker she has mainly chosen the sixth option for buying the rental property. It has three bedroom single-storey house, with one kitchen, one bathroom, two garages, and modern renovation and also semi furnished with some necessary furniture. It can be considered that in reality the second respondent has not brought the same rental property because as he is a divorcee with an daughter may be he has not brought a new rental property without no furnishing and no other people sharing the property. Analysis of the Behaviour of the Respondents The first respondent is a single woman who is studying bachelor degree course at the university (Campbell, 2016). She earns money by working as a part time in a grocery store. She earns less money that is $27,000 from the other two respondents and her familys income is comparatively lower. Therefore, in that case it is normal to choose the rental property, which is amounted to $230. It can be seen that in the evaluative criterion she has given more points for the option one but she has not selected it mainly due to the price of the rental property which is far expensive than the chosen one. Moreover she has no problem in sharing the apartment because she is extrovert in nature and also careful and efficient in nature which will enable her to learn something from the journalist. The second respondent is a man of 54 years old who is a well-established person and resides in Austria. His family income is quite good which amounts to $198,000. His daughter deals with the issue of rental pr operty because he is not so extrovert and open to everyone. Though in the evaluative criterion they have also given more points to option one but may be they have also rejected due to its price. Therefore, in this case it can be seen that an expense also plays an important role in selecting the rental property. The third respondent is a 48 years old homemaker. She has no income of her own and the family income is $114,300. Though she is extrovert but she is not careful and efficient for which the decision of the rental property is done by children and husband. They have wished for the the option six for buying the rental property which is quite reasonable in context to price (Huck, Lnser Tyran ,2016). In evaluative criterion the three respondents have given more value to all the features like bedroom, Bathroom and kitchen, parking, renovation and furnishing, and distance from the city centre. But they have not selected it due to its expense. Recommendations to the marketer Learning and memory theory in consumer behaviour is not learning from the book. This theory is something for example if a person has gone to a store where the behaviour of the store manager is nice from the other store manager (Lantos,2015).. Then the person keeps in mind this fact and in the next time he goes to this store to buy things. In this case the marketer of the first option which is four bed room two storey, with two kitchens one in the upstair, three bathrooms two upstairs and one at the downstair, two garages, and high-end renovation; fully furnished with top appliances and luxurious furniture. The distance from the main city centre is 16 km. It can b e said in the evaluative criterion all the three respondents has given good points in overall structure but they has only given less value in the cost of the rental property (Laoviwat, Suppapanya Yousapronpaiboon, 2014).It can be said that the marketer of this rental property while convincing the customers must explain the long term benefit of the rental property and the marketer can reduce the cost of the rental property to a extent the profit amount is not altered much. Finally, the behaviour of the marketer has to be very nice so that it he or she can influence the buyer (Vitell, 2015). If all these strategies are used by the marketer then definitely the consumer will be influenced by all these facts then the consumer can buy the property Hence this is the application of the theory of the learning and memory. Conclusion Finally, in conclusion it can be said that the main component which rules the consumer behaviour is occupation and income. Definitely, the products and services also matters in taking decision for buying them but in most of the cases the expense matters. Another thing is it also depends on the person who ismarketing and selling the product and service has to be very patient and convincing in nature. Finally, the personal quality and attitude also moderates the consumer behaviour. References Campbell, J. Y. (2016). Richard T. Ely Lecture Restoring Rational Choice: The Challenge of Consumer Financial Regulation.The American Economic Review,106(5), 1-30. Hoyer, W. D., MacInnis, D. J., Pieters, R. (2016).Consumer behavior. Nelson Education. Huck, S., Lnser, G. K., Tyran, J. R. (2016). Price competition and reputation in markets for experience goods: An experimental study.The RAND Journal of Economics,47(1), 99-117. Kardes, F., Cronley, M., Cline, T. (2014).Consumer behavior. Cengage Learning. Lantos, G. P. (2015).Consumer behavior in action: Real-life applications formarketing managers. Routledge. Laoviwat, P., Suppapanya, P., Yousapronpaiboon, K. (2014). A Study of Demographics Influencing on Consumer Behavior and Attitude towards Brand Equity of Optical Business in Thailand.International Journal of Trade, Economics and Finance,5(4), 347. Mathews, L. G., Carson, R., Baylor, R., Hamel, Z., Giarrocco, K. (2014). Do Farmers Markets Change Consumer Behavior? Evidence from the Southern Appalachians. Mullen, B., Johnson, C. (2013).The psychology of consumer behavior. Psychology Press. Starc, A. (2014). Insurer pricing and consumer welfare: Evidence from medigap.The RAND Journal of Economics,45(1), 198-220. Vitell, S. J. (2015). A case for consumer social responsibility (CnSR): Including a selected review of consumer ethics/social responsibility research.Journal of Business Ethics,130(4), 767-774.

Financial Management Business Analysis

Question: Deacribe about the Financial Management for Business Analysis? Answer: Introduction Johnson and Johnson (JNJ) an American multinational pharmaceutical, medical devices and consumer package goods manufacturing company that is established in 1886. It is the world sixth largest consumer Health Company and eighth largest Pharmaceutical Company in the world. On the other hand, it is the world largest most diverse medical devices and Diagnostics Company and fifth largest Biologics Company in the world. It has operates more than 275 companies all around the 60 countries with around 128000 employees (Johnson Johnson Services, Inc., 2015). It is providing a wide range of products used in the endoscopic surgery or interventional cardiology, baby care, skin care, oral care, world health care, women health care, diabetes care, infection prevention, diagnostics also with nutritional pharmaceutical products. This paper analyzes the financial situation and performance of JNJ through evaluates the company profitability or liquidity situation and risk or return on the basis of past years financial data of the company. Ratio Analysis Ratio analysis is used by the investors to access the current situation or trend of the company. Ratio analysis is beneficial of the investors to identify the best investment options in the same industry companies. Investors prefer this technique to determine the financial situation and stability of the company. The ratio analysis is used to evaluate the financial performance of JNJ (Carlberg, 2002). Profitability aspect of the company evaluates by the calculated of profitability ratios of JNJ that is shown in the below appendix: Profitability ratio indicates that profit margin of JNJ is higher than standards that indicates the significant growth of the company and pharmaceutical industry. High profit margin ratio (around 70%) and high profit margin ratio (approx 22%) indicates that company is growing around the world and good financial position of the company. On the other hand, return on shareholder equity ratio of JNJ represents the positive aspect of the shareholdersn (Palepu, Healy, Peek Bernard, 2007). High profitability ratios of JNJ indicates the company lead the industry and it is growing around the world through effectively run its business or operations and expanding it business globally. Liquidity ratio uses to evaluate the company ability to pay its current liability or obligation on time. On the basis of liquidity ratios in the appendix, it can be stated that the current ratio of JNJ is quite higher as it is 2.36 times that indicates the company has sufficient fund or able to pay its current obligations. On the other hand, this situation is beneficial for the company in terms of getting capital to fulfil its short-term capital needs for future project. At the same time, high quick or current ratio of JNJ indicates that company financial position is good and it is able to face the challenges and survive in market. High quick ratio of JNJ represents the company has more liquid. High liquid situation is bed from managements perspectives and from creditors point of the view. Higher inventory turnover ratio of JNJ indicates company has high inventory that means it hold more fund in inventory (Velnampy Niresh, 2012). It means JNJ needs to manage its current assets to ef fective achieve the market opportunities. Leverage ratio indicates the relationship among debt capital and shareholder funds and indicates the firm ability to utilize its assets, capital, etc. Lower leverage ratios (shown in the below appendix) represents the firm is highly dependent on equity finance, while higher indicates the highly dependent on long-term financing and borrowing (Hitchner, 2006). The debt ratio uses to evaluate the long-term solvency position of organizations because it indicates the proportion of debt of an organization proportional to its assets. The below appendix indicates that JNJ has 47% assets are financed by debt and its ratio is lower than standards that indicates the less effectiveness of the company to obtain more capital for its future financial needs as its will reduce its profitability. Debt to equity ratio of JJ company (0.88) is approx similar than standard that indicates investors and creditors claims are approximately equal on the assets of company (Gibson, 2008). On the other hand, higher ratio of times covered shows that the company taken long time to cover its money that is consequently higher risky position of investors point of view. Financial ratios are mostly used by investors to analyze the present situation and future sustainability of an organization in the industry and the market locally and globally. This ratio is effective of invests to measure the attractiveness of an existing investment through evaluates the company valuation. On the basis of the below appendix, it predicts that JNJ paid sufficient dividend its shareholders that indicate its strong financial position in the industry. Moreover, JJ dividend payout ratio is much higher that is 48.42% that shows that investors earn higher return if they invest in the company stock (Brigham Ehrhardt, 2011). Although expectation of investors is more from JNJ, but the strong current financial position of the company is better for it. But on the basis of all ratios, the current condition of JNJ is better and strong that will be considered by investors, while taking investment decision. Conclusion From the above finding, it can be concluded that the current financial position of JNJ Company is good in terms of utilization of its short-term assets and operations. In terms of profitability ratio, liquidity ratios and leverage ratios indicate that the companys able to pay short-term debts, which is effective to obtain capital for business operations. Invest in JJ is less risk and provides the sufficient return of investors due to the higher profitability. References Brigham, E.F. Ehrhardt, M.C. (2011). Financial Management: Theory and Practice (13th ed.). USA: Cengage Learning. Carlberg, C. (2002). Business Analysis With Microsoft Excel (2nd ed.). USA: Que Publishing. Gibson, C.H. (2008). Financial Reporting and Analysis (11th ed.). USA: Cengage Learning. Hitchner, J.R. (2006). Financial valuation: applications and models (2nd ed.). USA: John Wiley and Sons. Johnson Johnson Services, Inc. (2015). Investor Relations. Retrieved from: https://www.investor.jnj.com/investor-relations.cfm Johnson Johnson Services, Inc. (2015). Our Company. Retrieved from: https://www.jnj.com/connect/about-jnj/ Palepu, K.G., Healy, P.M., Peek, E. Bernard, V.L. (2007). Business Analysis and Valuation: Text and Cases. UK: Cengage Learning EMEA. Velnampy, T. Niresh, J.A. (2012). The Relationship between Capital Structure Profitability. Global Journal of Management and Business Research, 12(13), 67-74.